The toolkit
Pick a calculator
Everything Canadians need to run the numbers — tax, savings, retirement, mortgage.
Income Tax Calculator
Federal + all provinces. Enter salary, get take-home pay, tax breakdown, CPP and EI.
Calculate
RRSP Calculator
Contribution room, projected growth, and your expected tax refund. Plan retirement savings.
Calculate
TFSA Calculator
Track your lifetime contribution room and see how tax-free growth compounds over decades.
Calculate
FHSA Calculator
First Home Savings Account. Stack with RRSP HBP — $40K + $60K = $100K toward your first home.
Calculate
CPP / OAS Estimator
Project Canada Pension Plan and Old Age Security income at 60, 65, or 70. Plan retirement.
Estimate
Mortgage Calculator
Monthly payment, CMHC insurance, amortization. See total interest over the life of your mortgage.
Calculate
Why us
Why CanadaCalc
Built to give you clear answers, not paywalled gimmicks.
Up-to-date rates
Federal brackets, provincial brackets, CPP/CPP2, EI, and CMHC rules for 2025. Updated every tax year.
Every province
Ontario, Quebec, BC, Alberta, and the other ten — plus Nunavut, NWT, and Yukon. Switch with one click.
No sign-up, no gating
Run as many scenarios as you want. Nothing leaves your browser. Ad-supported, never paywalled.
Built for clarity
Every number is explained. See the formula, the brackets, the assumptions. No black boxes.
Ready to run your numbers?
Start with the Canadian income tax calculator — 2025 rates, every province, live updates.
Calculate my take-home