About us

Built for Canadians

Free financial calculators that actually reflect how Canadian tax works — every province, every rate, updated for 2025.

Why we built this

Clear numbers, no paywalls

Most Canadian tax calculators are buried in financial product sites that want your email, your data, or your business. We built CanadaCalc to give you accurate, instant estimates with no strings attached.

Every calculator covers federal rates plus all 13 provinces and territories, updated each tax year to reflect the latest CRA brackets, CPP rates, EI premiums, and CMHC rules.

What we cover

The full picture

Income Tax

Federal + provincial tax, CPP, EI, LICO, and effective rate for all 13 provinces and territories.

RRSP

Contribution room, projected growth, and your expected tax refund based on your marginal rate.

TFSA

Lifetime contribution room tracker and tax-free compound growth projections.

FHSA

First Home Savings Account planner with RRSP HBP stacking — up to $100K tax-advantaged toward your first home.

CPP / OAS

Estimate your Canada Pension Plan and Old Age Security income at age 60, 65, or 70.

Mortgage

Monthly payments, CMHC insurance, amortization schedule, and total interest cost.

Important

Estimates, not advice

CanadaCalc is a planning tool. All results are estimates based on publicly available CRA rates and standard assumptions. They do not constitute tax, financial, or legal advice.

For decisions about your actual taxes or finances, please consult the CRA directly or speak with a qualified accountant or financial advisor.