Updated for 2026 · CRA Rates

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Live preview · Income Tax
Ontario
Take-home on $90,000
$0
per year · 73.7% of gross
Take-home$66,356
Federal tax$11,896
Provincial tax$5,728
CPP & EI$6,020
Monthly
$5,530
Biweekly
$2,552
Eff. rate
26.3%
6
Calculators
13
Provinces & territories
2026
Tax year
$0
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Income Tax Calculator
Federal + all provinces. Enter salary, get take-home pay, tax breakdown, CPP and EI.
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RRSP Calculator
Contribution room, projected growth, and your expected tax refund. Plan retirement savings.
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TFSA Calculator
Track your lifetime contribution room and see how tax-free growth compounds over decades.
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FHSA Calculator
First Home Savings Account. Stack with RRSP HBP — $40K + $60K = $100K toward your first home.
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CPP / OAS Estimator
Project Canada Pension Plan and Old Age Security income at 60, 65, or 70. Plan retirement.
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Mortgage Calculator
Monthly payment, CMHC insurance, amortization. See total interest over the life of your mortgage.
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